VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal guaranty enables us to offer easier qualifying guidelines and low down payment options.

• 0% Down Payment
• High balance loans: If you’re buying a home in a high-cost area, you may qualify for up to $2.5 million in loan funds.
• Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUDs).
• Financing for purchase and refinance loans for primary residences**

VA Home Loans offer Built-in Advantages

Since VA loans are partially backed by the federal government, this enables Caliber Home Loans to offer these loans to qualified military borrowers with little or no down payment. Other major benefits include:

• A selection of loan types: Caliber's array of VA mortgages includes fixed-rate loans and adjustable-rate mortgages (ARMs). Temporary buydowns can make your first couple of years in your new home more affordable.
• High balance loans: If you're buying a home in a high-cost area, you may qualify for up to $2.5 million in loan funds.
• A variety of eligible property types: In addition to single-family properties, you may buy a VA-approved condominium, modular home or a home in a Planned Urban Development (PUD).
• Lasting entitlement: If you pay off or sell a home purchased with VA financing, you may qualify to "re-use" this benefit and purchase your next home with a VA loan. A selection of loan types: Caliber’s array of VA mortgages includes fixed-rate loans and adjustable-rate mortgages (ARMs). Temporary buydowns can make your first couple of years in your new home more affordable.