Conventional Home Loans
Conventional loans are not insured by the FHA or VA. Generally, these are a good option if you have a higher credit score and stable employment history. Interest rates for conventional loans are usually some of the lowest.
If you’re dreaming of homeownership but still saving for a down payment, you may be able to buy now with a HomeOne℠ mortgage. It only requires a 3% down payment, and you’re not limited to a traditional residence.
Home Possible® is a Freddie Mac loan program designed to bring homeownership within reach to more borrowers. Home Possible® offers low down payments and easier credit scores.
Government Home Loans
FHA Home Loan
If you are a first-time homebuyer an FHA Loan might be a good choice for its relaxed requirements.
FHA Streamline Refinance
If you currently have an FHA mortgage, an FHA Streamline Refinance offers several options.
USDA Home Loan
If you are looking to buy a home in a rural location, a USDA Loan can be ideal if you do not qualify for a conventional loan.
VA Home Loan
If you are a military veteran or a service member you may have access to buy your next home using a VA Loan.
HomeStyle® Renovation Loan
Remodel, renovate or repair your home with HomeStyle® Renovation loan from Fannie Mae. HomeStyle® is also available for new and existing homes – even new construction.
FHA 203k Home Loan
If you are looking to buy a home that requires repairs or renovations an FHA 203k can help provide those additional funds before moving in.
VA Renovation Loan
The VA Renovation loan is a mortgage program exclusively for veterans, offering the opportunity to cover renovation or remodeling costs in a single loan, simplifying the process and providing flexibility.